Find out if an ACA individual & family plan is right for you
If you don’t have health insurance through your job or a government program like Medicare, check out ACA plans. They can help you take care of what is most important — you and your family.
You could qualify for financial assistance to help you get coverage at lower costs. In fact, more than half of all uninsured Americans qualify for help.1 So now’s a great time to get to know the ACA plans.
Before you shop keep in mind …
You can apply for ACA coverage and financial help through companies with direct enrollment sites or on the federal Marketplace. When you enroll in a Marketplace plan, you may be eligible for discounts on your monthly bill or extra savings on your out-of-pocket medical costs.
All ACA plans must cover 10 essential benefits like hospitalization, preventive care and mental health services. Some plans offer extras like dental and vision.
Every plan is assigned what is known as a metal tier: Platinum, Gold, Silver or Bronze. Metal tiers have nothing to do with the quality of care you receive. They determine how you and your plan split costs.
Shop for plans on the ACA Marketplace
You can compare ACA plans and buy coverage on the Health Insurance Marketplace®, an online hub run by the federal government for many states.
Visit Healthcare.gov
Explore Aetna CVS Health®
Our ACA individual & family plans offer quality Aetna® coverage plus CVS® and convenient local care options, all at an affordable price. Now available in AZ, CA, DE, FL, GA, IL, MO, NC, NJ, NV, TX and VA.*
Visit AetnaCVSHealth.com
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1Rae M, Cox C, Claxton G, et al. How the American Rescue Plan Act affects subsidies for marketplace shoppers and people who are uninsured . Kaiser Family Foundation. March 25, 2021. Accessed September 27, 2022.
*You can find us in select areas in the following states: Arizona (through Banner|Aetna), California, Delaware, Florida, Georgia, Illinois, Missouri, Nevada, New Jersey, North Carolina, Texas and Virginia (through Innovation Health® in Northern Virginia and Aetna CVS Health™ in Richmond and Roanoke).
CVS Pharmacy® does not endorse any particular Affordable Care Act (ACA) plan and does not receive compensation of any kind from plan sponsors or other third parties related to enrollment in an ACA plan. Please refer to the outlines of coverage and specific brochures on products and insurance plans for more detailed information and disclaimers relating to insurance products and plans.
Health plans are offered or underwritten or administered by Aetna Health of California Inc., Coventry Health Plan of Florida, Inc., Aetna Health Inc. (Florida), Aetna Health Inc. (Georgia), Aetna Life Insurance Company, Aetna Health of Utah Inc., Aetna Health Inc. (Pennsylvania), or Aetna Health Inc. (Texas) (Aetna). Aetna is part of the CVS Health® family of companies.
Health plans are offered and/or insured by Innovation Health Plan, Inc. (“Innovation Health”). Innovation Health is the brand name used for products and services provided by Innovation Health Plan, Inc. Innovation Health Plan, Inc. is an affiliate of Inova and Aetna Life Insurance Company and its affiliates (Aetna). Aetna provides certain management services to Innovation Health. Aetna is part of the CVS Health® family of companies.
Health benefits and health insurance plans are offered, underwritten and/or administered by Banner Health and Aetna Health Insurance Company and/or Banner Health and Aetna Health Plan Inc. (Banner | Aetna). Banner | Aetna is an affiliate of Banner Health and of Aetna Life Insurance Company and its affiliates (Aetna). Each insurer has sole financial responsibility for its own products. Aetna and Banner Health provide certain management services to Banner | Aetna. Aetna is part of the CVS Health® family of companies.
Aetna®, CVS Pharmacy, Inc. and MinuteClinic, LLC (which either operates or provides certain management support services to MinuteClinic® branded walk-in clinics) are part of the CVS Health® family of companies. Aetna is the brand name for products and services provided by Aetna Life Insurance Company and its affiliates.
Health benefits and health insurance plans contain exclusions and limitations.